Governance
Most organisations carry AI exposure they cannot yet measure or manage, and they are already paying for it. The cost arrives in forms nobody books against AI: higher insurance premiums, longer procurement cycles, audit findings, and contracts lost to competitors who could answer the customer’s questions. None of this shows up as a line item, so it rarely gets attention. Pricing that risk starts with understanding it, which means knowing which systems are in use, what obligations attach to them, and where the gaps are. Without that, every figure is a guess.
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